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Habits For A Clutter-Free Life

Living a clutter-free life can bring a sense of calm, increase productivity, and improve overall well-being. By adopting a few simple habits, you can maintain an organized and tidy living  and mental space. Here are some effective strategies to help you achieve a clutter-free life: 

Simplify Your Finances 
One often overlooked area that contributes to clutter is finances. By simplifying your financial life, you can reduce stress and avoid the accumulation of unnecessary paperwork. Here are some steps to simplify your finances: 
  1. Go Digital: Opt for electronic statements and bills to reduce the amount of paper clutter. Most banks and service providers offer online options. 
  2. Automate Payments: Set up automatic payments for recurring bills to avoid missed payments and the accumulation of late fees. 
  3. Consolidate Accounts: Reduce the number of bank accounts and credit cards you have. This will make it easier to manage your finances and reduce the likelihood of forgotten accounts. 
  4. Create a Budget using the 50/30/20 rule: A clear budget helps you track your spending and ensures you only buy what you need. The 50/30/20 rule is a simple budgeting method that allocates 50% of your income to essential expenses such as housing, utilities, groceries, and insurance; 30% to discretionary spending on things like dining out, entertainment, and hobbies; and 20% to savings and debt repayment, including building an emergency fund and contributing to retirement savings. 

Follow the 1 In, 1 Out Rule 
A simple yet effective rule for maintaining clutter-free is the 1 in, 1 out rule. For every new item you buy, make sure to remove one existing item. This helps to prevent the accumulation of unnecessary belongings. Here’s how to implement this rule: 

Use the 1% Rule to Minimize Impulse Buys 
Impulse buys can quickly lead to clutter. The 1% rule is a strategy to help you think twice before making unnecessary purchases. If an item costs more than 1% of your annual income, wait at least 3 day before buying it. You will ofter find that you didn’t really need or want it after all. 
 
Establish Daily Routines 
Daily routines are crucial in maintaining a clutter-free life. By incorporating small habits into your daily routine, you can prevent clutter from building up and a more balance routine.  

Embrace Minimalism 
Adopting a minimalist mindset can help you live a clutter-free life. Minimalism focuses on owning fewer but more meaningful possessions. Here’s how to embrace minimalism: 
  1. Prioritize Quality Over Quantity: Invest in high-quality items that will last longer rather than accumulating cheap, disposable items. 
  2. Value Experiences Over Things: Focus on creating memories and experiences rather than acquiring material possessions. 
  3. Practical Materialism: Purchase things that make you healthier or provide you free time.  
 ​
Other Bulletin Articles
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  • Update To Paying Our Invoices
  • Documents For Income Tax Returns
  • Do You Have A Will?
  • ​Habits For A Clutter-Free Life
  • ​Business Of The Month: Little Burrow Creative ​​

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Whutuporo Accountants
​Phone: 03 348 4403
Level 1, 11 Picton Avenue, Tower Junction, Riccarton
Christchurch 8011, New Zealand
  • Services
    • The Scrum >
      • Tax Returns
      • GST Returns
    • The Coach >
      • Cashflow Management
      • Business Planning
      • Financial Awareness
      • KPI Improvement Coaching
      • Monthly Coaching
      • Succession Planning
    • The Crowd >
      • Wills
      • Audit Shield Insurance
      • Xero Accounting
      • MYOB Accounting
      • Life Organiser
      • Trusts Review
      • Business by Design
    • The Tāne Service >
      • Kumara Service
      • Harakeke Service
      • Manuka Service
      • Pohutukawa Service
      • Kauri Service
      • Service Comparison
  • About
    • Team
    • Victory Stories
    • Frequently Asked Questions
  • OUR CLIENTS
    • Resources
    • Whutuporo Smart Plays
    • Bulletin Articles
    • Client Behaviour Policy
    • AML Policy
  • Sponsorships
  • Contact Us
  • Annual Checklists
    • Checklist Instructions
    • Checklist Links
    • Uploading and Viewing Documents